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SIP calculator
Estimate how a monthly investment or a one-time amount could grow, with an option to raise your SIP every year.
Year by year
| Period | Invested | Estimated value |
|---|
How this is worked out
The calculator assumes you invest at the start of each month and that your money grows at a steady rate. It converts your yearly return to its monthly equivalent, so 12% a year compounds to exactly 12% over twelve months.
Step-up means raising your SIP once a year, for example by 10% when your salary goes up. It can make a large difference over long periods, and you can test it with your own numbers above.
This is a maths illustration and not investment advice. Real returns go up and down and can be negative. It leaves out fund charges, exit loads and tax. Speak to a SEBI-registered adviser for advice on your own money.
Questions
Which return should I enter?
There is no correct number, because future returns are unknown. Try a few different rates to see a range of outcomes.
Why might my real result be different?
Markets do not move at a steady rate, and fund charges and tax reduce what you keep.
Are my numbers saved?
No. Everything stays in your browser.
